Client L‘s husband was recovering from major spinal surgery and enrolled herself and her husband in Colorado Banker’s disability and annuity coverage.
Five years later, he was rear-ended and he has been unable to work ever since. Their SF&C representative directed them to the carrier. Because the SF&C Representative had enrolled them in a benefit that had a disability waiver, Colorado Banker has been paying:
their monthly disability benefit;
the monthly insurance premium;
the monthly annuity contribution ever since.
The carrier will continue to pay these three amounts until Client L’s husband turns 65, after which time, her husband will receive the monthly annuity that they enrolled in.
Client L states that “This insurance has been a blessing” for them. “Without it, we would not have been able to financially make it every month…This insurance made the misfortune a little easier to accept.”
2/3rds of all Americans Feel that Life Insurance Gives People Peace of Mind
LIMRA has written that Americans have a “love-hate relationship with life insurance.” “Hate” is an odd word for something that gives the priceless gift of peace of mind.
How can anyone “hate” a program that 75% of Americans agree is the best way to protect against premature death of the primary wage earner and that surpasses all other financial assets or income sources that Americans expect to use for basic living expenses in this eventuality?
But statistics seem to bear out the truth of the above-cited quote. If not, what would explain the following facts?1 Read more…
Client R is so grateful to her SF&C Representative for having enrolled her several years ago in her disability benefit.
It was truly a blessing to her when she became ill in 2008. She speaks highly of Transamerica’s Customer Service which answered all her questions, expedited her benefits payments and even assisted her and her Personnel Office in completing the Claims Forms.
She recommends this disability benefit to all Baltimore City employees.
Client W applauds her representative for always being there for her.
Should she NOT have the answer to a query, she makes it a point to get the information promptly and gets back to Client W immediately with the answer.
Client W was out on disability twice and her representative assisted her in filing both claims, the assistance included being on three-way calls with the carrier to ensure that Client W filled out the claim forms properly the first time to avoid any delays in the client receiving her benefits.
Client W says her Representative “goes above and beyond her call as an Insurance Agent. ..needs to be recognized for caring and good work ethic.”
You have heard it said, “If only women ran the world, it would run more efficiently and peacefully?”
Could it be that WOMEN have more common sense, which unfortunately, is not as “common” as we would like to think it is?
Well, the fact is that 7 of 10 women agree that life insurance is a necessity, while only 62% of men believe this to be true. So, it must be true then—at least, for Life Insurance.
SO? Is it logical, a no-brainer, to assume that more women than men would be insured, especially given that 4 in 10 households with minor children include a mother who is either the sole or primary earner for her family.
Client D met and casually got to talking to one of the SF&C representatives at his worksite in 2004.
He says that they had a casual conversation about the importance of “present and future health and well-being.” He was impressed that the representative never pressured him into buying him any insurance, but rather discussed the financial consequences of poor health or a terrible accident when one does not have a secure financial plan.
On 10/2004, the client had a quadruple bypass and was out of work for over 2 months and had exhausted his sick and annual leave and the donations of coworkers.
Thanks to the disability insurance provided to him by his SF&C Representative, he was secure and safe. Client D says he will always remember his first meeting with his SF&C Representative.