SF&C has been benefiting your members for over 38 years. We are Union members and Union loyal. We care about your members because we are part of you.

Your One-Stop Shop for Voluntary Benefits

Whether it’s life insurance, disability, cancer, dental, critical illness, long-term care, hospital indemnity, accident, annuities or other insurance, let SF&C be the choice for you. MORE »


We design and administer a benefits package specific to your members.

SF&C has over 31 years of providing Voluntary Benefits to Labor Unions, Associations, Government Agencies, small and large businesses and other Affinity Groups. MORE »

Benefits Representatives

Benefits Representatives: SF&C’s Connection to your members

SF&C’s Benefits Representatives and Managers are members of Workers United. They are experienced in assisting individuals select benefits that best suit their needs & budgets. MORE »


Looking for a new career?

SF&C welcomes new Benefits Representatives. If you are highly-motivated and less than happy with what you are doing—SF&C may be your answer.

Popular Benefits

Life Insurance

Either your entire life or a given number of years

Life Insurance = peace of mind in the knowledge that the insured’s death will not result in financial hardship for loved ones. Let’s review your options.

More »


Rehabilitation Therapy

Protection for Your Family if You Cannot Work

Disability benefits are paid tax-free. 1 out of 3 workers can expect to miss work due to a disability; 2/3rds of Americans are not covered by employers.

More »



Build security with protection & financial savings

Would it not be preferable to have your funds in a guaranteed interest-bearing program as opposed to funds tied to a volatile stock market?

More »

Long Term Care

Long-Term Care

Protection for your later years with our Family Security Plan

Medicare only pays for less than 2% of long-term care costs and future coverage is uncertain; 70% of today’s population will spend 3 years in long-term care.

More »

We can help you and your people save money, select the right benefits, file claims and so much more. View all Products & Services.