Your One-stop Shop for Voluntary Benefits Get life insurance, disability, mortgage protection, annuities, dental, cancer or other insurance. Benefits Packages Specific to your Members For labor unions and other large employers and affinity groups. Ensure Your Peace of Mind Insure your family to keep everyone secure. Customer Care Is Our Top Priority Policy-holders get questions answered, claims filed, policies changed or other help. Seeking Motivated, Reliable Entrepreneurs If you are NOT a 9-5, sit at an office, routine-driven type and want to own your own income, click here. Are You Transitioning From Military Service? SF&C welcomes our heroes and looks forward to having you within “our ranks.” WE NEED YOU.

SF&C has been benefiting your members for over 38 years. We are Union members and Union loyal. We care about your members because we are part of you.

Your One-Stop Shop for Voluntary Benefits

Whether it’s life insurance, disability, cancer, dental, critical illness, long-term care, hospital indemnity, accident, annuities or other insurance, let SF&C be the choice for you. MORE »


We design and administer a benefits package specific to your members.

SF&C has over 31 years of providing Voluntary Benefits to Labor Unions, Associations, Government Agencies, small and large businesses and other Affinity Groups. MORE »

Benefits Representatives

Benefits Representatives: SF&C’s Connection to your members

SF&C’s Benefits Representatives and Managers are members of Workers United. They are experienced in assisting individuals select benefits that best suit their needs & budgets. MORE »


Looking for a new career?

SF&C welcomes new Benefits Representatives. If you are highly-motivated and less than happy with what you are doing—SF&C may be your answer.

Popular Benefits

Life Insurance

Either your entire life or a given number of years

Life Insurance = peace of mind in the knowledge that the insured’s death will not result in financial hardship for loved ones. Let’s review your options.

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Rehabilitation Therapy

Protection for Your Family if You Cannot Work

Disability benefits are paid tax-free. 1 out of 3 workers can expect to miss work due to a disability; 2/3rds of Americans are not covered by employers.

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Build security with protection & financial savings

Would it not be preferable to have your funds in a guaranteed interest-bearing program as opposed to funds tied to a volatile stock market?

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Long Term Care

Long-Term Care

Protection for your later years with our Family Security Plan

Medicare only pays for less than 2% of long-term care costs and future coverage is uncertain; 70% of today’s population will spend 3 years in long-term care.

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We can help you and your people save money, select the right benefits, file claims and so much more. View all Products & Services.