SF&C has been benefiting your members for over 31 years. We are Union members and Union loyal. We care about your members because we are part of you.
Your One-Stop Shop for Voluntary Benefits
Whether it’s life insurance, disability, cancer, dental, critical illness, long-term care, hospital indemnity, accident, annuities or other insurance, let SF&C be the choice for you.  MORE »
We design and administer a benefits package specific to your members.
SF&C has over 31 years of providing Voluntary Benefits to Labor Unions, Associations, Government Agencies, small and large businesses and other Affinity Groups. MORE »
Benefits Representatives: SF&C’s Connection to your members
SF&C’s Benefits Representatives and Managers are members of Workers United. They are experienced in assisting individuals select benefits that best suit their needs & budgets. MORE »
Looking for a new career?
SF&C welcomes new Benefits Representatives. If you are highly-motivated and less than happy with what you are doing—SF&C may be your answer.
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Popular Benefits

LIFE INSURANCE
Life Insurance = peace of mind in the knowledge that the insured’s death will not result in financial hardship
for loved ones.

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DISABILITY PROTECTION
Disability benefits are paid tax-free. 1 out of 3 workers can expect to miss work due to a disability; 2/3rds of Americans are not covered by employers.
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ANNUITIES

ANNUITIES
Would it not be preferable to have your funds in a guaranteed interest-bearing program as opposed to funds tied to a volatile stock market?
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LONG TERM CARE
Medicare only pays for less than 2% of long-term care costs and future coverage is uncertain; 70% of today’s population will spend 3 years in long-term care.
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  • Postal Address

    S.F. & C Insurance Associates
    10075 Red Run Boulevard
    Suite 550
    Owings Mills, MD 21117
    Directions »

  • Phone

    Local: 410-337-7577
    Toll Free: 1-800-876-7768
    Fax: 410-583-1409

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