Benefiting Your Members for Over a Quarter of a Century

Life Insurance

What Type of Coverage Do You Need?

Voluntary Life Insurance allows your members to make individual choices based upon their needs, both financially and where they are in life. S. F. & C. has many options for them to choose from so that they can find the perfect fit for their needs.

Universal Life Insurance

Protection and Portability. Voluntary Universal Life Insurance combines life insurance protection with an ability to grow cash value. Your members will have the safety and security of a specified death benefit plus the opportunity to tailor their coverage to their personal situation. If a member retires or leaves your employment, they can take comfort in knowing the individual rate for their coverage won’t change and that the coverage can continue on a direct-bill basis.

Some of the features that may be available to your members include:

Whole Life Insurance

Whole Life Insurance offers protection and guarantees a level death benefit and rates that will not increase. As with Universal Life Insurance, your members have the ability to grow cash value.

Whole Life Insurance will be paid in full in 10 or 20 years. It gives members permanent protection.
Some of the features that may be available to your members include:  

Term Life Insurance

Provides maximum coverage at the lowest cost. Term insurance is designed to satisfy protection needs for a specific period of time. It is valuable for obligations such as mortgages, college expenses, or families with young children. Your members can choose a specific length of coverage and have the comfort of knowing that their premium will not increase.

Some of the features that may be available to your members include:

Did You Know...