Disability Protection
Protection for Your Family if You Can’t Work
Think of what would happen to your family, your home and your lifestyle if you could not work. How would you provide for your family? How would you pay your rent or mortgage, not to mention your credit cards, utilities and food?
Disability income protection provides a source of income to your members and their family in the event that they are totally disabled and unable to work. Benefits may begin on the eighth day of disability due to an accident or sickness for up to 12 consecutive months.
Some features that may be available to your members include:
- Affordable group premiums
- Monthly benefit amounts
- Short elimination periods
- Sickness and Accident protection
- Accidental Death benefit
- Additional lump sum benefits for accident
- Unisex rates
- Optional waiting periods available
- On/off the job protection
- Pregnancy covered the same as sickness*
* (Conception must be after the coverage effective date)
